@font-face{font-family:"EB Garamond";src:url("/assets/fonts/eb-garamond-400.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"EB Garamond";src:url("/assets/fonts/eb-garamond-500.woff2") format("woff2");font-weight:500;font-style:normal;font-display:swap}
@font-face{font-family:"EB Garamond";src:url("/assets/fonts/eb-garamond-400-italic.woff2") format("woff2");font-weight:400;font-style:italic;font-display:swap}
@font-face{font-family:"Source Sans 3";src:url("/assets/fonts/source-sans-3-400.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Source Sans 3";src:url("/assets/fonts/source-sans-3-600.woff2") format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"Source Sans 3";src:url("/assets/fonts/source-sans-3-700.woff2") format("woff2");font-weight:700;font-style:normal;font-display:swap}
:root{
  --navy:#1F3A5C; --navy-dark:#0E1B30; --ink:#3A3F47; --muted:#5F6672;
  --bg:#FFFFFF; --bg-soft:#F7F8FA; --line:#E4E7EC; --line-strong:#C9D0DA;
  --serif:"EB Garamond", Garamond, "Times New Roman", serif;
  --sans:"Source Sans 3", "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  --wrap:1080px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:400 17px/1.75 var(--sans);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-underline-offset:3px;text-decoration-thickness:1px}
a:hover{color:var(--navy-dark)}
h1,h2,h3{font-family:var(--serif);font-weight:400;color:var(--navy);line-height:1.2;margin:0 0 .6em;letter-spacing:.005em}
h1{font-size:clamp(2rem,3.4vw,2.6rem)}
h2{font-size:clamp(1.55rem,2.4vw,1.95rem)}
h3{font-size:1.22rem}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 28px}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;background:#fff;padding:8px 12px;z-index:10}

/* header */
.site-header{position:sticky;top:0;z-index:5;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:80px}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none;color:var(--navy)}
.brand img{width:38px}
.brand span{font-family:var(--serif);font-size:1.12rem;letter-spacing:.14em;text-transform:uppercase;line-height:1.2}
.brand small{display:block;font-family:var(--serif);font-size:.72rem;letter-spacing:.24em;color:var(--muted)}
.nav{display:flex;align-items:center;gap:30px}
.nav a{text-decoration:none;color:var(--ink);font-size:.98rem;font-weight:400}
.nav a:hover,.nav a[aria-current=page]{color:var(--navy)}
.nav a[aria-current=page]{color:var(--navy);text-decoration:underline;text-underline-offset:7px}
.nav .tel{color:var(--navy);font-weight:600;padding:8px 18px;border:1px solid var(--line-strong);border-radius:999px}
.nav .tel:hover{border-color:var(--navy)}
.menu-toggle{display:none;background:none;border:1px solid var(--line-strong);border-radius:999px;padding:7px 16px;font:inherit;font-size:.95rem;color:var(--navy)}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:10px;padding:14px 28px;border-radius:999px;font-size:.95rem;font-weight:600;text-decoration:none;border:1px solid var(--navy);transition:background .2s,color .2s,border-color .2s}
.btn svg{width:16px;height:16px;flex:none}
.btn-light{background:#fff;color:var(--navy);border-color:#fff}
.btn-light:hover{background:#E6ECF4;border-color:#E6ECF4;color:var(--navy-dark)}
.btn-ghost-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.btn-ghost-light:hover{background:#fff;color:var(--navy)}
.btn:focus-visible,.area:focus-visible,.tile:focus-visible{outline:2px solid #6E8FB8;outline-offset:3px}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-dark);border-color:var(--navy-dark);color:#fff}
.btn-outline{background:transparent;color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}
.link-more{font-size:.95rem;font-weight:600;text-decoration:none}
.actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:2em}

/* sections */
section{padding:104px 0}
section + section{border-top:1px solid var(--line)}
.soft{background:var(--bg-soft);border-top:0!important}
.soft + section{border-top:0}
.eyebrow{display:flex;align-items:center;gap:14px;font-size:.76rem;letter-spacing:.26em;text-transform:uppercase;color:var(--muted);margin:0 0 1.4em}
.eyebrow::before{content:"";width:32px;height:1px;background:var(--navy)}
.lead{font-size:1.06rem;line-height:1.85}
.narrow{max-width:720px}
.center{text-align:center}
.center .eyebrow{justify-content:center}
.split{display:grid;grid-template-columns:320px 1fr;gap:64px}

/* hero */
.hero{padding:88px 0 104px}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:80px;align-items:center}
.hero h1{margin-bottom:.7em}
.hero .lead{max-width:520px;color:var(--ink)}
.hero-photo{position:relative}
.hero-photo img{width:100%;aspect-ratio:4/5;object-fit:cover;border-radius:18px}
.hero-photo picture,.profile picture{display:block}
.hero-meta{margin-top:2.4em;padding-top:1.4em;border-top:1px solid var(--line);display:flex;flex-wrap:wrap;gap:6px 28px;font-size:.82rem;color:var(--muted)}

/* areas */
.areas{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:44px}
.area{position:relative;display:flex;flex-direction:column;min-height:250px;padding:34px 34px 30px;border-radius:20px;background:var(--navy);color:#D8E1EC;text-decoration:none;overflow:hidden;transition:background .25s}
.area:hover{background:#18304D;color:#D8E1EC}
.area .no{position:absolute;right:28px;top:14px;font-family:var(--serif);font-size:4.6rem;line-height:1;color:rgba(255,255,255,.08)}
.area h3{color:#fff;font-size:1.5rem;margin-bottom:.45em}
.area p{margin:0 0 24px;font-size:.96rem;max-width:400px}
.area .go{margin-top:auto;display:flex;align-items:center;gap:12px;font-size:.88rem;font-weight:700;color:#fff}
.area .go i{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:50%;border:1px solid rgba(255,255,255,.4);transition:background .25s,border-color .25s}
.area .go svg{width:16px;height:16px}
.area:hover .go i{background:#fff;border-color:#fff;color:var(--navy)}
.other{margin-top:72px}
.other-head{display:flex;justify-content:space-between;align-items:end;gap:24px;margin-bottom:24px}
.other-head h3{margin:0;font-size:1.45rem}
.other-head p{margin:0;color:var(--muted);font-size:.92rem;max-width:420px}
.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.tile{display:flex;gap:16px;align-items:flex-start;padding:22px 22px 20px;border-radius:16px;background:var(--bg-soft);border:1px solid var(--line)}
.tile .ic{flex:none;display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:12px;background:#fff;border:1px solid var(--line);color:var(--navy)}
.tile .ic svg{width:22px;height:22px}
.tile h4{margin:0 0 4px;font-family:var(--serif);font-weight:400;font-size:1.12rem;color:var(--navy);line-height:1.25}
.tile p{margin:0;font-size:.88rem;line-height:1.6}

/* steps */
.steps{margin-top:40px;border-top:1px solid var(--line-strong)}
.step{display:grid;grid-template-columns:120px 240px 1fr;gap:24px;align-items:baseline;padding:32px 0;border-bottom:1px solid var(--line-strong)}
.step .num{font-family:var(--serif);font-size:2.8rem;color:var(--navy);line-height:1}
.step h3{margin:0;font-size:1.35rem}
.step p{margin:0}

/* values */
.values{display:grid;grid-template-columns:repeat(3,1fr);gap:48px;margin-top:48px}
.values h3{font-size:1.15rem}
.values p{font-size:.95rem;margin:0}

/* quote */
.quote-band{background:var(--navy);color:#fff;border-top:0!important}
.quote-band + section{border-top:0}
.quote{font-family:var(--serif);font-size:clamp(1.3rem,2.2vw,1.65rem);line-height:1.55;color:#fff;margin:0;max-width:860px}
.quote-by{margin-top:28px;font-size:.88rem;letter-spacing:.06em;color:#B9C6D8}

/* faq */
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:22px 44px 22px 0;position:relative;font-family:var(--serif);font-size:1.15rem;color:var(--navy)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:8px;top:50%;width:9px;height:9px;border-right:1px solid var(--navy);border-bottom:1px solid var(--navy);transform:translateY(-70%) rotate(45deg);transition:transform .2s}
.faq details[open] summary::after{transform:translateY(-30%) rotate(-135deg)}
.faq .a{padding:0 0 24px;font-size:.96rem}
.faq .a p{margin:0}

/* cta */
.cta{padding:40px 0 104px;border-top:0!important}
.cta-panel{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;background:var(--navy);color:#D8E1EC;border-radius:28px;padding:60px 60px;position:relative;overflow:hidden}
.cta-panel::after{content:"";position:absolute;right:-120px;top:-120px;width:360px;height:360px;border-radius:50%;border:1px solid rgba(255,255,255,.08);box-shadow:0 0 0 60px rgba(255,255,255,.025)}
.cta-panel h2{color:#fff;margin-bottom:.4em}
.cta-panel p{margin:0}
.cta-panel .actions{margin-top:1.8em}
.cta-list{list-style:none;margin:0;padding:0;display:grid;gap:12px;position:relative;z-index:1}
.cta-list li a,.cta-list li div{display:flex;gap:16px;align-items:center;padding:16px 20px;border-radius:16px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);color:#fff;text-decoration:none;transition:background .2s}
.cta-list li a:hover{background:rgba(255,255,255,.12)}
.cta-list i{flex:none;display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:50%;background:#fff;color:var(--navy)}
.cta-list svg{width:18px;height:18px}
.cta-list small{display:block;font-size:.75rem;color:#AEB9C9;letter-spacing:.04em}
.cta-list span{font-size:.98rem;line-height:1.4}

/* footer */
.site-footer{background:var(--navy-dark);color:#AEB9C9;padding:72px 0 30px;font-size:.88rem;line-height:1.85}
.site-footer a{color:#fff;text-decoration:none}
.site-footer a:hover{text-decoration:underline}
.foot-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:48px}
.foot-grid img{width:150px;margin-bottom:18px}
.foot-grid h3{font-family:var(--sans);font-size:.66rem;letter-spacing:.26em;text-transform:uppercase;color:#7F8EA5;margin-bottom:14px;font-weight:700}
.foot-grid p{margin:0 0 .6em}
.foot-legal{margin-top:52px;padding-top:22px;border-top:1px solid rgba(255,255,255,.1);display:flex;flex-wrap:wrap;gap:8px 24px;justify-content:space-between;font-size:.78rem;color:#7F8EA5}

/* responsive */
@media (max-width:960px){
  section{padding:76px 0}
  .hero{padding:56px 0 76px}
  .hero .wrap{grid-template-columns:1fr;gap:56px}
  .hero-photo{max-width:400px}
  .split,.other{grid-template-columns:1fr;gap:20px}
  .values{grid-template-columns:1fr;gap:32px}
  .step{grid-template-columns:72px 1fr;gap:6px 18px}
  .step p{grid-column:2}
  .tiles{grid-template-columns:1fr 1fr}
  .cta-panel{grid-template-columns:1fr;padding:44px 32px}
  .other-head{flex-direction:column;align-items:flex-start}
  .foot-grid{grid-template-columns:1fr 1fr}
  .foot-grid > div:first-child{grid-column:1/-1}
}
@media (max-width:780px){
  .menu-toggle{display:block}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:flex-start;gap:0;padding:6px 28px 22px;border-bottom:1px solid var(--line)}
  .nav.open{display:flex}
  .nav a{padding:14px 0;width:100%;border-bottom:1px solid var(--line)}
  .nav .tel{margin-top:12px;width:auto;border-bottom:1px solid var(--line-strong)}
  .areas{grid-template-columns:1fr}
  .tiles{grid-template-columns:1fr}
  .area{min-height:0;padding:28px 26px}
  .cta-panel{padding:36px 22px;border-radius:22px}
  .brand span{font-size:.95rem;letter-spacing:.1em}
  .foot-grid{grid-template-columns:1fr}
  .hero-photo{max-width:320px}
}

/* subpages */
.page-hero{padding:72px 0 56px;border-bottom:1px solid var(--line)}
.crumbs{font-size:.8rem;color:var(--muted);margin-bottom:1.6em}
.crumbs a{color:var(--muted);text-decoration:none}
.crumbs a:hover{color:var(--navy);text-decoration:underline}
.crumbs span{margin:0 8px}
.page-hero h1{max-width:820px}
.page-hero .lead{max-width:720px}
.byline{display:flex;align-items:center;gap:12px;margin-top:1.8em;font-size:.85rem;color:var(--muted)}
.byline img{width:40px;height:40px;border-radius:50%;object-fit:cover;object-position:50% 20%}
.byline a{color:var(--ink)}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:72px;align-items:start}
.article{max-width:700px}
.article h2{font-size:clamp(1.4rem,2.1vw,1.7rem);margin:2.2em 0 .6em}
.article h2:first-child{margin-top:0}
.article h3{font-size:1.18rem;margin:1.6em 0 .4em}
.article ul{padding-left:0;list-style:none;margin:0 0 1.2em}
.article ul li{position:relative;padding-left:22px;margin-bottom:.55em}
.article ul li::before{content:"";position:absolute;left:2px;top:.78em;width:7px;height:7px;border-radius:50%;border:1px solid var(--navy)}
.article .defs li strong{color:var(--navy);font-weight:700}
.helps{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:0 0 1.4em!important}
.helps li{background:var(--bg-soft);border:1px solid var(--line);border-radius:14px;padding:14px 16px 14px 44px!important;margin:0!important;font-size:.95rem}
.helps li::before{left:18px!important;top:1.35em!important;background:var(--navy)}
.note{background:var(--bg-soft);border-radius:16px;padding:22px 24px;margin:1.6em 0;border:1px solid var(--line)}
.note p:last-child{margin:0}
.aside{position:sticky;top:110px}
.aside-card{background:var(--navy);color:#D8E1EC;border-radius:22px;padding:30px 28px}
.aside-card h3{color:#fff;font-size:1.3rem;margin-bottom:.5em}
.aside-card p{font-size:.92rem}
.aside-card .btn{width:100%;justify-content:center;margin-top:10px}
.aside-card small{display:block;margin-top:18px;font-size:.8rem;color:#AEB9C9;line-height:1.6}
.related{margin-top:3em;padding-top:1.6em;border-top:1px solid var(--line);display:flex;flex-wrap:wrap;gap:10px;align-items:center}
.related span{font-size:.85rem;color:var(--muted);margin-right:6px}
.chip{display:inline-block;padding:8px 16px;border-radius:999px;border:1px solid var(--line-strong);font-size:.88rem;text-decoration:none;color:var(--navy)}
.chip:hover{background:var(--navy);border-color:var(--navy);color:#fff}
.table{width:100%;border-collapse:separate;border-spacing:0;margin:1.2em 0 1.6em;font-size:.95rem;border:1px solid var(--line);border-radius:16px;overflow:hidden}
.table th,.table td{text-align:left;padding:14px 18px;border-bottom:1px solid var(--line);vertical-align:top}
.table tr:last-child td{border-bottom:0}
.table th{background:var(--bg-soft);font-weight:700;color:var(--navy);font-size:.85rem}
.profile{display:grid;grid-template-columns:380px 1fr;gap:72px;align-items:start}
.profile img{border-radius:18px;width:100%;aspect-ratio:4/5;object-fit:cover}
.profile-quote{margin:1.4em 0 0;padding:4px 0 4px 22px;border-left:2px solid var(--navy);font-family:var(--serif);font-style:italic;font-size:1.3rem;line-height:1.5;color:var(--navy)}
.facts{list-style:none;padding:0;margin:0;border-top:1px solid var(--line)}
.facts li{display:grid;grid-template-columns:150px 1fr;gap:16px;padding:14px 0;border-bottom:1px solid var(--line);font-size:.95rem}
.facts li b{font-weight:400;color:var(--muted)}
.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:8px}
.contact-card{display:block;padding:26px;border-radius:18px;border:1px solid var(--line);background:#fff;text-decoration:none;color:var(--ink)}
a.contact-card:hover{border-color:var(--navy)}
.contact-card i{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;margin-bottom:16px}
.contact-card i svg{width:20px;height:20px}
.contact-card small{display:block;font-size:.8rem;color:var(--muted)}
.contact-card strong{display:block;font-family:var(--serif);font-weight:400;font-size:1.2rem;color:var(--navy);line-height:1.35;word-break:break-word}
.legal h2{font-size:1.35rem}
@media (max-width:960px){
  .layout,.profile{grid-template-columns:1fr;gap:48px}
  .aside{position:static}
  .profile img{max-width:340px}
  .contact-grid{grid-template-columns:1fr}
}
@media (max-width:780px){
  .page-hero{padding:48px 0 40px}
  .helps{grid-template-columns:1fr}
  .facts li{grid-template-columns:1fr;gap:2px}
  .table th,.table td{padding:12px 14px}
}

/* map (click to load) */
.map{position:relative;margin:1.4em 0 1.6em;border-radius:18px;overflow:hidden;border:1px solid var(--line);background:var(--bg-soft);aspect-ratio:16/10}
.map iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.map-consent{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:14px;padding:24px;text-align:center;background:linear-gradient(0deg,rgba(247,248,250,.92),rgba(247,248,250,.92)),repeating-linear-gradient(45deg,#E9EDF2 0 1px,transparent 1px 22px)}
.map-consent p{margin:0;font-size:.88rem;color:var(--muted);max-width:420px}
.map-consent .btn{background:var(--navy);color:#fff}

/* mobile call bar */
.callbar{display:none}
@media (max-width:780px){
  .callbar{display:flex;align-items:center;justify-content:center;gap:10px;position:fixed;left:16px;right:16px;bottom:14px;z-index:20;padding:15px 20px;border-radius:999px;background:var(--navy);color:#fff;font-weight:600;text-decoration:none;box-shadow:0 8px 24px rgba(14,27,48,.28);transform:translateY(140%);transition:transform .25s}
  .callbar.show{transform:none}
  .callbar svg{width:18px;height:18px}
  .callbar:hover{color:#fff}
  .site-footer{padding-bottom:96px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}